Company registration in Navi Mumbai

Home Loan


Our Services Include


  • Maximum Funding

  • Best Rate Committed

  • Low Processing Fees

  • Prompt Services



ABOUT HOME LOAN

Home is dream of every Indians and without home loan it is not possible. Home Loan is very important part to make funding of home cost.
It is seen that people are not very much educated about home loan in respect of interest rate, prepayment, processing, eligibility norms etc. our team is very helpful to advise proper home loan product according to customer requirement where he can do comparison of several product available in the market and it is definitely beneficial to customer.
We provide home loan consultancy services, manage home loan documentation part, assist to chose best product etc.

  • Best Home Loan Advisory
  • Lower Interest Rate
  •  Minimum and relevant documentation
  • Maximum Funding
  • Less Processing Time
  • All Services under one roof
Home-Loan


OUR BEST AND TRANSPERENT PRICING PACKAGE

BASIC PACKAGE
2999/-(All Inclusive)
  •       Advisory Services

SILVER PACKAGE
3999/-(All Inclusive)
  •       Advisory Services

  •       Income Tax Filing

  •       Documents Preparation

GOLD PACKEGE
4999/-(All Inclusive)
  •       Advance Advisory Services

  •       Income Tax Filing

  •       Documents Preparation

MANDATORY DOCUMENTS FOR HOME LOAN

ID Proof

PAN Card /Aadhar Card

Income Proof.

Income Tax Return from last 2 year (Balance sheet and P&L in case of business and professional person)

Employment Documents

Last 3 salary Slip, 6 Month Bank Statement

Property Documents

Photograph


Minimum Requirement

Income Documentation

Property Documentation

Legal Scrutiny

Appraisal


PROCEDURE OF HOME LOAN APPRAISAL

Compilation of Documents
Appraisal of Documents
Processing With Bankers
Legal/ Valuation process
Sanction and Disbursal of Loan


Home loan is a type of loan to disburse by a bank or financial institution to individual or Individuals for buying a residential property where lender holds the title of property until the loan is fully paid with interest.

Any individual whether self-employed or salaried with a regular income can apply for home loans and their age should be minimum 21 years at the beginning of the loan and maximum should be 65 year at the end of the loan. This is the basic home loan eligibility criteria and can be differ from one lender to another.

The lenders consider following criteria during appraisal of Home Loan.
• Earing of regular Income quantum.
• Qualification and experience
• Age of the applicant
• Resident status whether he is resident or non-resident because limit for an Indian resident and non-resident is different.
• Spouse’s income (Even household income can be taken into account when there is a co-applicant)
• No. of dependants
• Credit history and CIBIL score
• Status and quantum of existing loans

A bankers and other lenders would allow only immediate family members as co-applicant in home loan application so friend does not qualify as co-applicant .

The maximum number of joint borrowers for home loan is fixed at 6 and immediate family members can become joint applicant. Further person who have good credit history and good CIBIL score are more preferable than have low CIBIL score and bed credit history.

our success count

3000

Clients Served

100

Cities

70

Services Offered

100

Qualified Team

Testimonial

I am MD of YRSK Marketing and Branding Solutions Pvt. Ltd., we associated with make my filing team from last 5 year. I realise that as an entrepreneur we need a reliable partner who look after all the accounting tax and compliance part effectively as today lots of compliances need to full fill for companies. I proud to say that make my filing team is very efficient, sincere and accountable and due to them I can say that I can fully concentrate in my business growth.

Anamika Dixit

YRSK Marketing and Branding Solutions Pvt. Ltd.
I am MD of Ehard Services private limited, we associate with makemyfiling from last 4 year, really their services is very good and their people cooperative and responsive and as an business owner I got my services on time and really impress from their services and this is perfect team for start-up entrepreneurs.

Mr. Deepam Rastogi

Ehard Services private limited